Logbook loans: Get a cash loan to drive away with in under 24 hours

What kind of vehicles do you accept?

We will consider almost any type of vehicle, from cars, motorbikes, lorries to static caravans.

How long does the application take?

The application takes just two minutes. All we need are your contact details and the type of car you own, so when we call you back, we can give you further details of our agents in your area.

How much can I borrow?

You can borrow anything from £100 to £25,000 up to the value of your car.

What is your APR?

Our APR is 378.3% APR typical. We charge 10% interest on your loan per month, so if you choose to borrow £500 then repay the next month the interest will be £50. Applications in Scotland or Ireland may vary.

Who can get a logbook loan?

You need to be over 18 years old and the legal owner of your car. Your car needs to be free or almost free of any finance on it. You must also be a UK resident( including Northern Ireland). We don't credit score your application as you use your car logbook to secure your loan, so even if you have CCJ's, a bad credit history or are behind on your mortgage repayments, we can help.

Do you credit score my application?

No we don't. Your car logbook is held as security.

Will a bad credit history affect my application?

No, we don't credit score your application.

I don't have a credit card, can I still apply?

Yes, we can pay your loan in cash so you don't need a bank account or debit card.

Is Logbook Loans professionally regulated?

Yes, we have a consumer credit licence are regulated by the FSA or the Financial Services Authority.

How do I apply?

Simply apply for a log book loan now and send us your contact details and will call you back to answer any of your questions and give you details of our agents in your local area. Once you have made an appointment with a local agent, you'll be asked to drop off your car logbook so you can pick up your loan. We aim to have all loans arranged within 24 hours and on the same day in an emergency.

What documents do you need to see?

We need to see your logbook(V5), proof of income which can be a bank statement or pay slip, proof of address, your insurance certificate and your MOT.

Do you have a branch near me?

We have hundreds of branches and agents acccross the country. This includes England, Scotland, Ireland and Wales. When you apply, one of our support staff will suggest a few branches in your local area for you to choose.

When will I get my loan?

It is possible in an emergency to get your loan paid on the same day you apply, although most of our loans are paid within 24 hours.

How will I get my loan?

Your loan can be paid in cash or cheque.

How long will I have to repay my loan?

The standard loan term is currently 58 weeks. We also offer other loan terms and recommend repaying your loan over the shortest term possible to make the loan as cheap as possible in the long run. As we work with many loan providers, please check with your provider as terms may vary.

Can I choose to repay weekly or monthly?

You can choose to repay your loan both weekly or monthly.

How do I repay my loan?

You can repay your loan in a number of ways, from standing order, paying in book at any bank or through a debit or credit card over the phone.

What should I do if I have difficulty making a payment?

If you are having problems repaying, please contact the collections department, so they can discuss a temporary payment plan with you.